H.R. 1155 · Where this bill is now
In the Senate
Passed the House Mar 31, 2025. Received Apr 1, 2025; no Senate vote yet
What this bill does
In plain words · AI-written from the official summaryLets taxpayers get stolen refunds by direct deposit
Right now, if your federal tax refund check gets lost or stolen, the government replaces it with another paper check. This bill would let the Treasury set up a new system where eligible taxpayers can choose to get their replacement refund deposited directly into their bank account instead.
How it affects you
If you receive a federal tax refund by check and it goes missing, you'd have the option to ask for the replacement to go straight to your bank account rather than getting another check in the mail. This could get your money to you faster and more securely.
Read the official summary (Introduced in House, Feb 10, 2025)
Recovery of Stolen Checks Act
This bill requires the Department of the Treasury to establish procedures that allow an eligible taxpayer to elect to receive by direct deposit a replacement of a federal tax refund amount that was originally issued as a paper check and was lost or stolen. (Currently, taxpayers eligible to receive a replacement of a lost or stolen federal tax refund check are generally issued another paper check.)
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionH. R. 1155
AN ACT
Recovery of Stolen Checks Act
Sponsor: Rep. Nicole Malliotakis (R-NY-11) · Introduced Feb 10, 2025 · Taxation · 4 versions of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Apr 1, 2025: “Received in the Senate and Read twice and referred to the Committee on Finance.”