H.R. 1397 · Where this bill is now
In committee
Introduced in the House, sent to the Committee on Energy and Commerce, Feb 18, 2025
What this bill does
In plain words · AI-written from the official summaryLets you buy dental insurance separately
Right now, if you want dental coverage through a health insurance exchange (the marketplace where people buy health plans), you have to sign up for a full health plan too. This bill would change that rule and let you buy just a dental benefits plan by itself, without having to purchase medical coverage at the same time.
How it affects you
If you become a customer on a health insurance exchange, you'd have more flexibility in what you buy. You could get dental coverage alone if that's all you need, rather than being required to bundle it with a medical health plan.
Read the official summary (Introduced in House, Feb 18, 2025)
Increasing Access to Dental Insurance Act
This bill permits individuals to enroll in a dental benefits plan on a health insurance exchange without also enrolling in a qualified health plan.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionH. R. 1397
A BILL
Increasing Access to Dental Insurance Act
Sponsor: Rep. Mariannette Miller-Meeks (R-IA-1) · Introduced Feb 18, 2025 · Health · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Feb 18, 2025: “Referred to the House Committee on Energy and Commerce.”