H.R. 2744 · Where this bill is now
In committee
Introduced in the House, sent to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned, Apr 8, 2025
What this bill does
In plain words · AI-written from the official summaryGives Medicare access to COBRA users
When you lose job-based health insurance, you can stay covered through COBRA, a program that lets you keep your old insurance temporarily. This bill creates a special enrollment period so people on COBRA can sign up for Medicare if they become eligible for it. You'd get one lifetime opportunity to enroll during any month you're on COBRA, or during the three months after COBRA ends.
How it affects you
If you're covered by COBRA when you turn 65 or otherwise become eligible for Medicare, this gives you a dedicated window to enroll in Medicare benefits without penalty. This matters most to people in their early 60s who've lost employer coverage and are waiting to reach Medicare age.
Read the official summary (Introduced in House, Apr 8, 2025)
Medicare Enrollment Protection Act of 2025
This bill provides for a special enrollment period for Medicare medical benefits for individuals who are enrolled in COBRA continuation coverage at the time they qualify for Medicare. The special enrollment period applies during each month of COBRA coverage and the three-month period after coverage ends; individuals may enroll during the special enrollment period once during their lifetime.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionH. R. 2744
A BILL
Medicare Enrollment Protection Act of 2025
Sponsor: Rep. Lloyd Smucker (R-PA-11) · Introduced Apr 8, 2025 · Health · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Apr 8, 2025: “Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.”