H.R. 4056 · Where this bill is now
In committee
Introduced in the House, sent to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned, Jun 20, 2025
What this bill does
In plain words · AI-written from the official summaryLimits lawsuits over insurance payment disputes
When Medicare is supposed to be the backup payer but another insurance plan doesn't pay its share first, people can currently sue that plan. This bill narrows who you can sue—it would only allow lawsuits against group health plans (insurance through employers or similar arrangements), but not against workers' compensation plans, car insurance, or other liability insurance plans.
How it affects you
If you have a medical bill and both your regular insurance and Medicare should be involved, this change could affect your ability to take legal action if your primary insurance doesn't pay what it's supposed to. The impact would be most direct for people covered by group health plans who also have Medicare, though the official summary doesn't detail how widespread this situation is.
Read the official summary (Introduced in House, Jun 20, 2025)
Repair Abuses of MSP Payments Act or the RAMP Act
This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer.
Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionH. R. 4056
A BILL
RAMP Act
Sponsor: Rep. Gus M. Bilirakis (R-FL-12) · Introduced Jun 20, 2025 · Health · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Jun 20, 2025: “Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.”