(a) Financing Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking September 30, 2023 and inserting September 30, 2026. (b) Program expiration Program expiration.—Section Section 1319 of the National Flood Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking September 30, 2023 and inserting September 30, 2026. (c) Retroactive effective date If this Act is enacted after September January 30, 2025, 2026, the amendments made by subsections (a) and (b) shall take effect as if enacted on September January 30, 2025.2026.