H.R. 7464 · Where this bill is now
In committee
Introduced in the House, sent to the Committee on Agriculture, Feb 10, 2026
What this bill does
In plain words · AI-written from the official summaryDevelops frost insurance for specialty crops
The bill directs the federal crop insurance program to research and develop a new type of insurance for certain crops like tomatoes, peppers, strawberries, citrus, and blueberries. This insurance would protect farmers against losses from frost and cold weather events by using temperature as the trigger for payouts rather than requiring individual farmers to file claims. The research would test whether this approach effectively protects against unexpected, severe weather losses.
How it affects you
Farmers who grow specialty crops vulnerable to frost and cold weather would potentially benefit from more automatic protection if this research leads to a new insurance option. Most other people wouldn't experience direct effects, though more reliable specialty crop insurance could affect availability and prices of fresh produce over time.
Read the official summary (Introduced in House, Feb 10, 2026)
Temperature Event Mitigation Policy Act or the TEMP Act
This bill directs the federal crop insurance program to provide for research and development regarding a temperature-based index policy to insure crops (including tomatoes, peppers, sugarcane, strawberries, melons, citrus, peaches, and blueberries) on a nationally-available basis against losses due to a frost or cold weather event.
The research and development must (1) evaluate the effectiveness of risk management tools with respect to low frequency and catastrophic loss weather events, and (2) result in a policy that provides protection for production loss or revenue loss.
The term policy means an insurance policy, plan of insurance, provision of a policy or plan of insurance, and related materials. Under an index policy, claim payments are generally triggered based on a predetermined index that is entirely independent of the individual farm operation (e.g., temperature level). Under such a policy, the payments are automatically triggered when the index reaches a certain level rather than when an insured farmer files a claim.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
2nd SessionH. R. 7464
A BILL
TEMP Act
Sponsor: Rep. Scott Franklin (R-FL-18) · Introduced Feb 10, 2026 · Agriculture and Food · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Mar 20, 2026: “Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.”