Introduced in House
Community Bank Relief Act
SEC. 1. SHORT TITLETrack this section →
This Act may be cited as the Community Bank Relief Act.
SEC. 2. REASONABLE FEES AND RULES FOR PAYMENT CARD TRANSACTIONSTrack this section →
Section 921(a)(6) of the Electronic Fund Transfer Act (15 U.S.C. 1693o–2(a)(6)) is amended— (1) by redesignating subparagraph (B) as subparagraph (C); and (2) by inserting after subparagraph (A) the following: (B) Inflation adjustments (i) In general Except as provided in clause (ii), not later than July 1, 2026, and not later than January 15 of every year thereafter, the amount described in subparagraph (A) shall be adjusted by the annual percentage increase in the Consumer Price Index for the month of October. (ii) Exception Prior to the first adjustment made under clause (i), the Board shall adjust the amount described in subparagraph (A) by the percentage by which— (I) the Consumer Price Index for October 2025, exceeds (II) the Consumer Price Index for October 2009..