This Act may be cited as the Closing the Enhanced Prudential Standards Loophole Act.

Section 165 of the Financial Stability Act of 2010 (12 U.S.C. 5365U.S. Code — Title 12, Section 5365View official source on GovInfo) is amended by adding at the end the following: (l) Application to banks with no bank holding company The provisions of this section shall apply to a bank that does not have a bank holding company to the same extent as such provisions apply to a bank holding company with the same amount of total consolidated assets as the bank..