This Act may be cited as the Health Coverage Choice Act.

Section 2791(b) of the Public Health Service Act (42 U.S.C. 300gU.S. Code — Title 42, Section 300gView official source on GovInfog–91(b)) is amended by adding at the end the following new paragraph: (6) Short-term limited duration insurance The term short-term limited duration insurance means health insurance coverage provided under a contract with a health insurance issuer that— (A) has an expiration date specified in the contract that is less than 12 months after the original effective date of the contract; and (B) has a duration of not more than 3 years (taking into account renewals or extensions) after the original effective date of the contract..