H.R. 9644 · Where this bill is now
In committee
Introduced in the House, sent to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned, Jul 13, 2026
What this bill does
In plain words · AI-written from the official summaryMedicare Advantage plans disclose spending details
This bill requires Medicare Advantage organizations to share information about how much money they take in from each insurance plan they offer, along with details about how they spend it. They'd have to publish this information on their websites so the public can see it. The bill also asks these organizations to present information about plan benefits to people in a way that's similar to how private insurance companies do it.
How it affects you
If you have a Medicare Advantage plan, you'd be able to see more detailed information about how your plan's money is being spent. The official summary doesn't specify other direct effects on individual people.
Read the official summary (Introduced in House, Jul 13, 2026)
Medicare Advantage MLR Transparency Act
This bill requires Medicare Advantage (MA) organizations to publish certain information regarding revenue and expenses and to present information about benefits in a certain manner.
Specifically, MA organizations must submit to the Centers for Medicare & Medicaid Services and publish on their websites information about the revenue received under each offered plan and a breakdown of related expenses, including for items other than claims. MA organizations must also, to the extent practicable, present electronic information about plan benefits to beneficiaries in a manner that is similar to how such information is presented by private insurers.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
2nd SessionH. R. 9644
A BILL
Medicare Advantage MLR Transparency Act
Sponsor: Rep. Nathaniel Moran (R-TX-1) · Introduced Jul 13, 2026 · Health · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Jul 15, 2026: “Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 42 - 0.”