This Act may be cited as the Medicare Premiums Reduction Act of 2026.

Section 1839(i) of the Social Security Act (42 U.S.C. 1395r(i)U.S. Code — Title 42, Section 1395r(i)View official source on GovInfo) is amended— (1) in paragraph (2)(A)— (A) by striking beginning with 2018 and inserting for 2018 through 2026; and (B) by inserting, or, beginning with 2027, $171,000 after $85,000; and (2) in paragraph (3)(C)— (A) in clause (i)— (i) in subclause (III), by striking years beginning with 2019 and inserting 2019 through 2026; and (ii) by adding at the end the following new subclause: (IV) Subject to paragraph (5), for years beginning with 2027: If the modified adjusted gross income is: The applicable percentage is: More than $171,000 but not more than $205,000 65 percent More than $205,000 but less than $500,000 80 percent At least $500,000 85 percent.; and (B) in clause (ii)— (i) by striking the table under subclause (III) of such clause and inserting the tables under subclauses (III) and (IV) of such clause; and (ii) by inserting each after the second to last row of.