S. 1164 · Where this bill is now
In committee
Introduced in the Senate, Mar 27, 2025
What this bill does
In plain words · AI-written from the official summaryAllows standalone dental insurance on exchanges
Right now, if you want to buy dental insurance through a health insurance exchange (the government marketplaces where people shop for coverage), you typically have to buy a full health plan too. This bill would change that and let you purchase dental benefits on their own, without being bundled with regular health insurance.
How it affects you
If you already have health coverage through an employer or government program, this could save you money by letting you add just dental insurance from an exchange instead of buying a complete health plan. It mainly affects people who want dental coverage separately from their main health insurance.
Read the official summary (Introduced in Senate, Mar 27, 2025)
Increasing Access to Dental Insurance Act
This bill permits individuals to enroll in a dental benefits plan on a health insurance exchange without also enrolling in a qualified health plan.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionS. 1164
A BILL
Increasing Access to Dental Insurance Act
Sponsor: Sen. Margaret Wood Hassan (D-NH) · Introduced Mar 27, 2025 · Health · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Mar 27, 2025: “Read twice and referred to the Committee on Health, Education, Labor, and Pensions.”