S. 1173 · Where this bill is now
In committee
Introduced in the Senate, Mar 27, 2025
What this bill does
In plain words · AI-written from the official summaryProtects dialysis patients' insurance coverage options
This bill sets rules for private health insurance companies that cover people with end-stage renal disease (ESRD, a condition where kidneys no longer work). It says insurers can't treat people with ESRD worse than other patients by limiting their benefits or network options. At the same time, insurers still get to decide which dialysis providers to include in their networks rather than being forced to include specific ones.
How it affects you
If you have end-stage renal disease and use dialysis, this bill means your private insurance can't restrict your coverage in ways that single you out compared to other patients. You'd have the same access to benefits and network choices as everyone else with that insurance plan. This matters because people with ESRD need regular dialysis treatment to survive.
Read the official summary (Introduced in Senate, Mar 27, 2025)
Restore Protections for Dialysis Patients Act
This bill specifies certain requirements for private health insurers regarding coverage of individuals with end stage renal disease (ESRD) who are also covered under Medicare.
In particular, the bill specifies that insurers may not limit benefits, including limiting network composition, in a manner that will affect ESRD Medicare beneficiaries differently compared to others without ESRD. The bill additionally specifies that insurers are not required to include a particular renal dialysis provider or a particular number of such providers as part of their networks.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionS. 1173
A BILL
Restore Protections for Dialysis Patients Act
Sponsor: Sen. Bill Cassidy (R-LA) · Introduced Mar 27, 2025 · Health · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Mar 27, 2025: “Read twice and referred to the Committee on Finance.”