S. 1545 · Where this bill is now
In committee
Introduced in the Senate, Apr 30, 2025
What this bill does
In plain words · AI-written from the official summaryFlood-prone communities must plan to reduce risk
This bill requires communities that participate in the National Flood Insurance Program and have experienced repeated flooding to assess their flood risks and create a public plan to reduce future damage. FEMA would provide communities with data to help them develop these plans, and would consider a community's progress on flood mitigation when awarding grants for flood protection projects.
How it affects you
If you live in a community that has been repeatedly flooded and is part of the National Flood Insurance Program, your local leaders would need to develop and share a plan to reduce flood damage in your area. Communities that don't comply with these requirements could face program suspension or other penalties.
Read the official summary (Introduced in Senate, Apr 30, 2025)
Repeatedly Flooded Communities Preparation Act
This bill establishes requirements for a community that participates in the National Flood Insurance Program and has been repeatedly flooded.
Specifically, a community that has been repeatedly flooded, as specified by the bill, must (1) assess the continuing risks to community areas repeatedly damaged by floods; and (2) develop and implement a publicly available, community-specific plan for mitigating continuing flood risks to such areas.
The Federal Emergency Management Agency (FEMA) must, upon request, provide a community with appropriate data to assist in preparation of the required plan.
In making decisions with respect to awarding flood risk mitigation grants, FEMA may consider the extent to which a community has complied with these requirements and is working to remedy problems with repeatedly flooded areas.
A community that does not comply with these requirements may be subject to sanctions, including suspension from the program.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionS. 1545
A BILL
Repeatedly Flooded Communities Preparation Act
Sponsor: Sen. Tim Scott (R-SC) · Introduced Apr 30, 2025 · Finance and Financial Sector · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action May 1, 2025: “Committee on Banking, Housing, and Urban Affairs. Hearings held.”