S. 2449 · Where this bill is now
In committee
Introduced in the Senate, Jul 24, 2025
What this bill does
In plain words · AI-written from the official summaryLets taxpayers get refunds by direct deposit
Right now, if your federal tax refund check gets lost or stolen, the Treasury sends you another paper check as a replacement. This bill would let eligible taxpayers choose to get their replacement refund through direct deposit instead. It's about giving people another option for how they receive their money back.
How it affects you
If you've had a tax refund check go missing, you'd be able to choose direct deposit for your replacement instead of waiting for another paper check in the mail. This mainly helps people who prefer the speed and security of having money deposited straight into their bank account.
Read the official summary (Introduced in Senate, Jul 24, 2025)
Recovery of Stolen Checks Act
This bill requires the Department of the Treasury to establish procedures that allow an eligible taxpayer to elect to receive by direct deposit a replacement of a federal tax refund amount that was originally issued as a paper check and was lost or stolen. (Currently, taxpayers eligible to receive a replacement of a lost or stolen federal tax refund check are generally issued another paper check.)
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionS. 2449
A BILL
Recovery of Stolen Checks Act
Sponsor: Sen. Marsha Blackburn (R-TN) · Introduced Jul 24, 2025 · Taxation · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Jul 24, 2025: “Read twice and referred to the Committee on Finance.”