S. 4512 · Where this bill is now
In committee
Introduced in the Senate, May 13, 2026
What this bill does
In plain words · AI-written from the official summaryCaps insulin costs for patients and uninsured
The bill takes two approaches to making insulin more affordable. For people with private insurance, it limits what they pay out of pocket for a month's supply of certain insulin products to either $35 or 25% of the plan's negotiated price, whichever is lower, starting in 2027. For people without insurance, it creates a program where the Department of Health and Human Services pays pharmacies or health care providers to cover the difference between what someone would normally pay and $35 for a 30-day supply of insulin.
How it affects you
If you have private health insurance and use insulin, your monthly costs would be capped at $35 starting in 2027. If you're uninsured and need insulin, you'd be able to get a 30-day supply for $35 through participating pharmacies or providers, with the government covering the rest of the cost.
Read the official summary (Introduced in Senate, May 13, 2026)
Affordable Insulin Now Act of 2026
This bill limits cost-sharing for insulin under private health insurance and establishes a program to provide insulin to individuals without insurance.
Specifically, the bill caps cost-sharing under private health insurance for a month's supply of selected insulin products at $35 or 25% of a plan's negotiated price (after any price concessions), whichever is less, beginning in 2027.
Further, the Department of Health and Human Services (HHS) must enter into agreements with pharmacies or health care providers to provide insulin to individuals without insurance. HHS must pay such pharmacies or providers an amount equal to the difference between the out-of-pocket cost to the individual for a 30-day supply of such insulin products and $35.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
2nd SessionS. 4512
A BILL
Affordable Insulin Now Act of 2026
Sponsor: Sen. John Kennedy (R-LA) · Introduced May 13, 2026 · Health · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action May 13, 2026: “Read twice and referred to the Committee on Health, Education, Labor, and Pensions.”