Administration and operation of noninsured crop assistance program

Section 196 of the Federal Agriculture Improvement and Reform Act of 1996 (7 U.S.C. 7333) is amended— (1) in subsection (a)(1)(C)— (A) in the matter preceding clause (i), by inserting best facilitates after assistance program that; (B) in clause (i)— (i) by striking best facilitates the use of that and inserting the use of those; and (ii) by striking and at the end; (C) in clause (ii)— (i) by striking ensures the availability of that and inserting the public availability of those; and (ii) by striking the period at the end and inserting a semicolon; and (D) by adding at the end the following: (iii) the expansion of crops listed on the national crop table of the Agency with a local average market price; (iv) the voluntary graduation of program participants to the whole farm risk management insurance plan developed under section 522(c)(7) of the Federal Crop Insurance Act (7 U.S.C. 1522(c)(7)); and (v) the establishment of pilot projects for purposes of addressing emerging needs of producers and collecting data to support the development of policies or plans of insurance offered under the Federal Crop Insurance Act (7 U.S.C. 1501 et seq.).; (2) in subsection (b), by striking paragraph (4) and inserting the following: (4) Streamlined application process (A) Definition of whole farm plan In this paragraph, the term whole farm plan means the whole farm risk management insurance plan developed under section 522(c)(7) of the Federal Crop Insurance Act (7 U.S.C. 1522(c)(7)). (B) Establishment (i) In general The Secretary shall establish a streamlined process for the submission of records and acreage reports under paragraphs (2) and (3), respectively, for— (I) diverse production systems, such as those typical of urban production systems; (II) other small-scale production systems; and (III) direct-to-consumer production systems. (ii) Inclusions The streamlined process established under clause (i) shall include— (I) reduced acreage report requirements; and (II) allowing the submission to the Secretary of 2 reports per year so as to accommodate later acreage reporting. (C) Revenue-based option (i) Establishment Notwithstanding paragraphs (2) and (3) or subsection (a)(1)(A), the Secretary shall establish a streamlined revenue-based coverage option that is available, on a voluntary basis, to any producer eligible for assistance under this section. (ii) Submission of historical revenue The Secretary shall accept the Internal Revenue Service Tax Form Schedule F, or successor forms, as sufficient for the establishment of historical adjusted revenue, subject to the condition that approved insurance providers may request additional verifiable records in cases where there is documented evidence, made clear to the applicant, that farm tax records are incomplete. (D) On-ramp to whole farm plan (i) In general In the case of a producer using diverse production systems described in subparagraph (B)(i) that may be eligible for the whole farm plan, the Secretary, acting through the Administrator of the Agency, shall establish a streamlined revenue-based option under the noninsured crop disaster assistance program under this section to assist the producer to transition, on a voluntary basis, from the noninsured crop disaster assistance program under this section to the whole farm plan. The Secretary may provide for such other options as may be necessary to assist producers with such a transition who are unable to purchase a whole farm plan. (ii) Requirements The streamlined revenue-based option established under clause (i) shall offer a premium discount of— (I) 25 percent for the first crop year for which a producer— (aa) certifies that the producer will transition from the noninsured crop disaster assistance program under this section to the whole farm plan not later than 3 years after the date of the certification; and (bb) provides revenue history with respect to that crop year; (II) 50 percent for the crop year following the crop year described in subclause (I) if the producer— (aa) certifies that the producer will transition from the noninsured crop disaster assistance program under this section to the whole farm plan not later than 2 years after the date of the certification; and (bb) provides revenue history with respect to that crop year; and (III) 50 percent for the crop year following the crop year described in subclause (II) if the producer— (aa) purchases insurance under the whole farm plan not later than 1 year after the date of the certification; and (bb) provides revenue history with respect to that crop year. (iii) Tax Form Schedule F The Secretary shall accept the Internal Revenue Service Tax Form Schedule F (or a successor form) with respect to a producer for purposes of establishing revenue history under clause (ii). (iv) Revenue history sharing The Secretary shall submit to the Federal Crop Insurance Corporation the revenue history submitted to the Secretary pursuant to clause (ii). (E) Rulemaking Not later than 90 days after the date of the enactment of the Save Our Small Farms Act of 2025, the Secretary shall issue regulations to ensure that premium discounts under this paragraph are only available to producers who transition to a whole farm plan, as described in subparagraph (D)(i).; (3) in subsection (c), by adding at the end the following: (5) Notice of certain losses Notwithstanding any other provision of law (including regulations), a producer of a hand-harvested or rapidly deteriorating crop may submit to the Secretary notification of a loss of that crop 120 hours or more after the loss in order to be eligible for assistance under this section. (6) Appraisal of loss (A) In general In any case in which an appraisal of crop acreage is requested by a producer or determined to be necessary by the Secretary for a year in which a notice of loss is filed under this subsection, particularly in any case in which a loss adjuster is not available within 72 hours of the notice, the Secretary shall permit the following alternatives to an in-person appraisal by a loss adjuster: (i) Remote appraisal, including time-stamped photographs, drone footage, and other technology applications. (ii) Appraisal by field office staff of the Agency with requisite training, in conjunction with a remote appraisal under clause (i). (B) Training The Secretary shall require field office staff to attend noninsured crop disaster assistance appraisal training for purposes of subparagraph (A)(ii).; (4) in subsection (e)(3), by striking 65 percent and inserting 100 percent; (5) in subsection (i)(2)— (A) in subparagraph (A), by striking and at the end; (B) in subparagraph (B), by striking the period at the end and inserting; and; and (C) by adding at the end the following: (C) notwithstanding subparagraphs (A) and (B), in the case of a limited resource, beginning, or socially disadvantaged farmer, as determined by the Secretary, a veteran farmer or rancher (as defined in section 2501(a) of the Food, Agriculture, Conservation, and Trade Act of 1990 (7 U.S.C. 2279(a))), or a producer participating in the streamlined revenue-based option pursuant to subsection (b)(4)(C), $600,000.; (6) in subsection (k)(2)— (A) by striking defined by the Secretary, or a veteran and inserting determined by the Secretary, a veteran; and (B) by inserting, or a producer participating in the streamlined revenue-based option pursuant to subsection (b)(4)(C) before the period at the end; (7) in subsection (l), by striking paragraph (3) and inserting the following: (3) Premium discount The coverage made available under this subsection shall be available to limited resource, beginning, or socially disadvantaged farmers, as determined by the Secretary, veteran farmers or ranchers (as defined in section 2501(a) of the Food, Agriculture, Conservation, and Trade Act of 1990 (7 U.S.C. 2279(a))), and producers participating in the streamlined revenue-based option pursuant to subsection (b)(4)(C), in exchange for a premium that is 25 percent of the premium determined under paragraph (2).; and (8) by adding at the end the following: (m) Delivery The Secretary shall collaborate with outreach and technical assistance providers, extension offices, and State departments of agriculture to advertise the noninsured crop disaster assistance program under this section, particularly to limited resource, beginning, or socially disadvantaged farmers, as determined by the Secretary, veteran farmers or ranchers (as defined in section 2501(a) of the Food, Agriculture, Conservation, and Trade Act of 1990 (7 U.S.C. 2279(a))), and producers eligible to participate in the streamlined revenue-based option pursuant to subsection (b)(4)(C)..