Adjustment of fees for interest rate reduction refinancing housing loans guaranteed insured, or made by the Secretary of Veterans Affairs

The loan fee table in section 3729(b)(2) of title 38, United States Code, is amended by striking the row in subparagraph (E) (relating to interest rate reduction refinancing loans) and inserting the following: (E)(i) Interest rate reduction refinancing loan (closed on or after August 1, 2025, and before December 31, 2025) 0.50 0.50 0.50 (E)(ii) Interest rate reduction refinancing loan (closed on or after December 31, 2025, and before December 31, 2027) 0.25 0.25 0.25 (E)(iii) Interest rate reduction refinancing loan (closed on or after December 31, 2027, and before October 1, 2031) 0.50 0.50 0.50 (E)(iv) Interest rate reduction refinancing loan (closed on or after October 1, 2031, and before December 31, 2035) 0.75 0.75 0.75 (E)(v) Interest rate reduction refinancing loan (closed on or after December 31, 2035) 0.50 0.50 0.50.