Definitions

In this title: (1) Agency The term agency means the Bureau or the Department, as applicable, and the term agencies means both the Bureau and the Department. (2) Bureau The term Bureau means the Bureau of Consumer Financial Protection. (3) Complaint The term complaint means a comment, inquiry, or request for assistance from a student loan borrower. (4) Department The term Department means the Department of Education. (5) Assistant Director The term Assistant Director means the Assistant Director and Student Loan Borrower Advocate of the Bureau. (6) Federal consumer financial law The term Federal consumer financial law has the meaning given that term under section 1002 of the Consumer Financial Protection Act of 2010 (12 U.S.C. 5481). (7) Institution of higher education The term institution of higher education has the meaning given that term under section 102 of the Higher Education Act of 1965 (20 U.S.C. 1002). (8) Nonpublic information The term nonpublic information means— (A) confidential information, as such term is defined under section 1070.2 of title 12, Code of Federal Regulations; (B) any information collected by the Department from persons engaged in student financial services activities pursuant to the Department’s oversight and other authorities that is not publicly available; and (C) the name, address, or other personally identifiable information relating to any consumer, including any information so designated by a provider of information. (9) Private education loan The term private education loan has the meaning given that term under section 140(a) of the Truth in Lending Act (15 U.S.C. 1650(a)). (10) Provider With respect to information shared between the agencies, the term provider means the agency providing the information to the other agency. (11) Receiver With respect to information shared between the agencies, the term receiver means the agency receiving the information from the other agency. (12) Secretary The term Secretary means the Secretary of Education. (13) Student financial services The term student financial services means consumer financial products or services (as defined under section 1002 of the Consumer Financial Protection Act of 2010 (12 U.S.C. 5481)) that are related to students of institutions of higher education, including student loan origination and student loan servicing. (14) Title IV loans The term title IV loans means loans made, insured, or guaranteed under title IV of the Higher Education Act of 1965.