Report

The Comptroller General of the United States shall, not later than 2 years after the date on which the Administrator of the Federal Emergency Management Agency makes available the flood insurance information tool required to be developed under section 1313(c) of the National Flood Insurance Act of 1968, publish a report that analyzes the following: (1) Whether the following information could be added to flood insurance information tool established by the Administrator of the Federal Emergency Management Agency pursuant to section 1313 of the National Flood Insurance Act of 1968: (A) Any property acquisition programs for which the property qualifies. (B) Any nature based solutions that may be used to reduce the flood risk for the property. (C) Coastal restoration projects, as implemented by a State or local government or included in a State-approved coastal master plan. (D) Any planned or existing flood defenses in the area in which a property is located, including projects authorized by the Water Resources Development Act. (E) Any implications that additional development in the area where property is located may have on flood risk. (F) Any standards established locally that affect the repair or improvement of the property, including— (i) any limitations on repairs or improvements based on the value of the property; and (ii) any local standards that go beyond the standards required under the national flood insurance program. (G) A description of any community rating system rating that impacts the property and discounts that may be available based on this rating system. (2) Whether access to the flood insurance information tool established by the Administrator of the Federal Emergency Management Agency pursuant to section 1313 of the National Flood Insurance Act of 1968 could be provided to prospective buyers of properties for which a flood insurance policy is issued under the national flood insurance program. (3) Whether the flood insurance information tool established by the Administrator of the Federal Emergency Management Agency pursuant to section 1313 of the National Flood Insurance Act of 1968 could allow users to, with respect to each item of information listed in paragraph in the flood insurance tool, adjust variables that impact flood risk, including— (A) relative sea level rise; (B) extension or reduction of impervious cover; (C) levee reliability changes; and (D) coastal land loss or coastal restoration, including hydrologic restoration, sediment diversion, marsh creation, shoreline protection, and other project types. (4) Whether the types of information available within the flood insurance information tool established by the Administrator of the Federal Emergency Management Agency pursuant to section 1313 of the National Flood Insurance Act of 1968 could be expanded further. (5) Whether the information provided by the flood insurance tool established by the Administrator of the Federal Emergency Management Agency pursuant to section 1313 of the National Flood Insurance Act of 1968 could be used by policy holders as part of any appeals procedure implemented by the Administrator on or after the date of the enactment of this Act.