Preventing an unintended drop in benefits relating to the application of the National Average Wage Index

(a) Modifications related to computation of primary insurance amount Section 215 of the Social Security Act (42 U.S.C. 415) is amended— (1) in subsection (a)(1)(B)(ii)— (A) in subclause (I)— (i) by striking the national and inserting (aa) the national; and (ii) by striking, by at the end and inserting; or; and (B) by adding at the end of subclause (I) the following: (bb) if higher (and if such second calendar year is after 2026), the highest national average wage index (as so defined) for any calendar year before such second calendar year, by; and (2) in subsection (b)(3)(A)(ii)— (A) in subclause (I)— (i) by striking the national and inserting (aa) the national; and (ii) by striking, by at the end and inserting; or; and (B) by adding at the end of subclause (I) the following: (bb) if higher (and if such second calendar year is after 2026), the highest national average wage index (as so defined) for any calendar year before such second calendar year, by. (b) Modification related to reduction of benefits based on disability Section 224(f)(2)(B)(i) of such Act (42 U.S.C. 424(f)(2)(B)(i)) is amended by inserting (or if higher (and if such calendar year is after 2026), the highest national average wage index (as so defined) for any calendar year before such calendar year) after made.