H.R. 9639IntroducedHouse · nowSenatePresidentLawIn committeeSec. 102 · H.R. 9639
Mandates the expedited removal of fully paid or settled debt from consumer reports
Title I — Restoring the Impaired Credit of Victims of Predatory Activities and Unfair Consumer Reporting Practices
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Section 605(a) of the Fair Credit Reporting Act (15 U.S.C. 1681c(a)), as amended by section 101(a)(1), is further amended by adding at the end the following new paragraph: (13) Any other adverse item of information related to a fully paid or settled debt that had been characterized as delinquent, charged off, or in collection which, from the date of payment or settlement, antedates the report by more than 45 calendar days..