Provides access to fraud records for victims

Section 609(e) of the Fair Credit Reporting Act (15 U.S.C. 1681g(e)) is amended— (1) in paragraph (1)— (A) by striking resulting from identity theft; (B) by striking claim of identity theft and inserting claim of fraudulent activity; and (C) by striking any transaction alleged to be a result of identity theft and inserting any fraudulent transaction; (2) in paragraph (2)(B)— (A) by striking identity theft, at the election of the business entity and inserting fraudulent activity; (B) by amending clause (i) to read as follows: (i) a copy of an identity theft report; or; and (C) by amending clause (ii) to read as follows: (ii) an affidavit of fact that is acceptable to the business entity for that purpose.; (3) in paragraph (3)(C), by striking identity theft and inserting fraudulent activity; (4) by striking paragraph (8) and redesignating paragraphs (9) through (13) as paragraphs (8) through (12), respectively; and (5) in paragraph (10) (as so redesignated), by striking or a similar crime and inserting, fraud, or a related crime.