Requires Bureau to set procedures for reporting identity theft, fraud, and other related crime
Title II — Expanding Access to Tools to Protect Vulnerable Consumers From Identity Theft, Fraud, or a Related Crime, and Protect Victims From Further Harm
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Section 621(f)(2) of the Fair Credit Reporting Act (15 U.S.C. 1681s(f)(2)) is amended— (1) in the paragraph heading, by striking Model form and inserting Standardized affidavit; (2) by striking The Commission and inserting The Bureau; (3) by striking model form and inserting standardized affidavit; (4) by inserting after identity theft the following:, fraud, or a related crime, or otherwise are harmed by the unauthorized disclosure of the consumer’s financial or personally identifiable information,; and (5) by striking fraud. and inserting identity theft, fraud, or other related crime. Such standardized affidavit and procedures shall not include a requirement that a consumer obtain a police report..