Findings

Congress finds the following: (1) People with disabilities are more than twice as likely to live in poverty than people without disabilities. (2) Households containing an adult with a disability that limits their ability to work requires, on average, 28 percent more income to obtain the same standard of living as similar households without a member with a disability. (3) The average income of households that include any working-age people with disabilities is $30,200 less than the average household income of people without disabilities. (4) The Stephen Beck, Jr., Achieving a Better Life Experience Act of 2014 provided for qualified ABLE programs, which provided eligible people with disabilities the opportunity to open tax-advantaged savings accounts without the risk of losing the benefits they need to participate in society. (5) As of September 2025, there were 223,182 ABLE accounts open in the United States with an average balance of $12,863.