Sense of Congress regarding private lenders

It is the sense of Congress that private lenders should— (1) provide temporary forbearance or payment flexibility to covered employees (as defined in section 605(i)(3) of the Fair Credit Reporting Act); (2) waive late fees and penalties incurred during the covered period (as defined in such section 605(i)(3)); and (3) refrain from furnishing adverse credit information related to late payments or nonpayments during the covered period.