Definitions

In this Act: (1) Appropriate Federal banking agency; depository institution; depository institution holding company The terms appropriate Federal banking agency, depository institution, and depository institution holding company have the meanings given those terms in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813). (2) Community Bank Leverage Ratio The term Community Bank Leverage Ratio has the meaning given that term under section 201(a) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (12 U.S.C. 5371 note). (3) Financial institution The term financial institution means a depository institution or depository institution holding company. (4) Rural community bank The term rural community bank means a financial institution— (A) with total consolidated assets of less than $10,000,000,000; and (B) located in a rural area, as defined in section 1026.35(b)(2)(iv)(A) of title 12, Code of Federal Regulations, or any successor regulation.