Rulemaking

Not later than 180 days after the date of enactment of this Act, the Bureau of Consumer Financial Protection and the Federal Trade Commission shall issue a rule that— (1) defines the term junk fee with respect to rental housing; and (2) finds the furnishing of any information about a unpaid junk fee (as such term is defined pursuant to paragraph (1)) to a consumer reporting agency to be a unfair or unconscionable means to collect or attempt to collect debt in violation of section 808 of the Fair Debt Collection Practices Act (15 U.S.C. 1692f).