Insurance protection

(a) Definition In this section, the term covered insurance policy means a policy— (1) for— (A) health insurance; (B) life insurance; (C) disability insurance; or (D) motor vehicle insurance; and (2) that— (A) a Federal worker enters into before the date on which a shutdown begins; and (B) is in effect during a shutdown. (b) Insurance protection Without the order of a court, a covered insurance policy shall not lapse or otherwise terminate or be forfeited because a Federal worker does not pay a premium, or interest or indebtedness on a premium, under the policy that is due during a covered period with respect to a shutdown.