Impersonation and artificial intelligence-enabled fraud prevention

(a) Impersonation scams (1) In general It shall be unlawful for any person to— (A) engage in a deceptive act or practice in or affecting commerce by impersonating a government, business, or any official thereof; (B) replicate any individual's image or voice, including through the use of artificial intelligence, with the intent to defraud; or (C) provide substantial assistance to another person in violating subparagraphs (A) or (B) when they know or should reasonably know that such person is engaging in conduct described in subparagraph (A) or (B). (2) Enforcement by the FTC (A) Unfair or deceptive acts or practices A violation of this subsection shall be treated as a violation of a rule defining an unfair or deceptive act or practice under section 18(a)(1)(B) of the Federal Trade Commission Act (15 U.S.C. 57a(a)(1)(B)). (B) Powers of the FTC (i) In general The Federal Trade Commission shall enforce this subsection in the same manner, by the same means, and with the same jurisdiction, powers, and duties as though all applicable terms and provisions of the Federal Trade Commission Act (15 U.S.C. 41 et seq.) were incorporated into and made a part of this subsection. (ii) Privileges and immunities Any person who violates this subsection shall be subject to the penalties and entitled to the privileges and immunities provided in the Federal Trade Commission Act (15 U.S.C. 41 et seq.). (iii) Authority preserved Nothing in this subsection shall be construed to limit the authority of the Federal Trade Commission under any other provision of law. (b) Seniors Fraud Advisory Office Section 122(a)(2)(A) of the Seniors Fraud Prevention Act of 2022 (15 U.S.C. 45e(a)(2)(A)) is amended by inserting information about scams enabled by artificial intelligence and after including.