Eligible families

The Native American Housing Assistance and Self-Determination Act of 1996 (25 U.S.C. 4101 et seq.) is amended— (1) by amending section 201(b)(3) (25 U.S.C. 4131(b)(3)) to read as follows: (3) Other families (A) Essential families Notwithstanding paragraph (1), a recipient may provide housing or housing assistance provided through affordable housing activities assisted with grant amounts under this Act for a family on an Indian reservation or other Indian area if the recipient determines that— (i) the presence of the family on the Indian reservation or other Indian area is essential to the well-being of Indian families; and (ii) the need for housing for the family cannot reasonably be met without such assistance. (B) Homeownership assistance Notwithstanding paragraph (1), a recipient may provide assistance for homeownership activities under section 202 or title VI of this Act with grant amounts under this Act for Indian families with a household income that does not exceed 120 percent of the median income for the area, as determined by the Secretary, and such housing shall be considered affordable housing for purposes of this Act, provided a recipient shall not use more than 50 percent of its annual grant under this Act to serve such families.; and (2) in section 809(a)(2) (25 U.S.C. 4228(a)(2)), by amending subparagraph (B) to read as follows: (B) Exception to low-income requirement (i) In general The Director may provide assistance for homeownership activities under— (I) section 810(b) for Native Hawaiian families with a household income that does not exceed 120 percent of the median income for the area, as determined by the Secretary, and such housing shall be considered affordable housing for purposes of this title; or (II) loan guarantee activities under section 184A of the Housing and Community Development Act of 1992 (12 U.S.C. 1715z–13b) to Native Hawaiian families who are not low-income families, to the extent that the Secretary approves the activities under that section to address a need for housing for those families that cannot be reasonably met without that assistance. (ii) Limitation The Director shall not use more than 50 percent of a grant provided under this title to serve families described in clause (i)(I)..