Definitions

In this Act: (1) Appropriate Federal banking agency; insured depository institution The terms appropriate Federal banking agency and insured depository institution have the meanings given the terms in section 3 of the Federal Deposit Insurance Act (12 U.S.C. 1813). (2) Bank Secrecy Act The term Bank Secrecy Act has the meaning given the term in section 6003 of the Anti-Money Laundering Act of 2020 (31 U.S.C. 5311 note). (3) Consumer reporting agency The term consumer reporting agency has the meaning given the term in section 603 of the Fair Credit Reporting Act (15 U.S.C. 1681a). (4) Covered financial institution The term covered financial institution means— (A) an insured depository institution; (B) an insured credit union or any credit union regulated by the National Credit Union Administration; (C) a consumer reporting agency; (D) a national bank or Federal savings association supervised by the Office of the Comptroller of the Currency; (E) a State member bank supervised by the Board of Governors of the Federal Reserve System; (F) a State nonmember bank supervised by the Federal Deposit Insurance Corporation; (G) a bank holding company or savings and loan holding company supervised by the Board of Governors of the Federal Reserve System; and (H) a subsidiary or affiliate thereof that is subject to examination or supervision by a Federal banking agency. (5) Insured credit union The term insured credit union has the meaning given the term in section 101 of the Federal Credit Union Act (12 U.S.C. 1752).