H.R. 6260 · Where this bill is now
In the Senate
Passed the House May 14, 2026. Received May 18, 2026; no Senate vote yet
What this bill does
In plain words · AI-written from the official summaryTreats bail funds as insurance businesses
This bill changes how federal law defines the 'business of insurance.' Right now, that term covers traditional insurance companies. The bill would expand it to include organizations that pay bail or bail bonds for defendants in criminal and immigration cases. This means groups and charities that post cash bail would be treated like insurance businesses under federal law.
How it affects you
If you work for or donate to a charitable bail fund or similar organization that helps pay bail for defendants, this change would affect how your organization operates. These organizations would become subject to federal laws about insurance fraud and would need to follow state licensing rules and regulations set by state insurance commissions, just like traditional insurance companies do.
Read the official summary (Reported to House, Apr 9, 2026)
Keeping Violent Offenders Off Our Streets Act of 2025
This bill broadens the definition of the term business of insurance , for the purposes of federal crimes related to insurance fraud, to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds.
Under the bill, entities and organizations that pay cash bond or bail for defendants (e.g., charitable bail funds) are engaged in the business of insurance under federal law and subject to federal criminal provisions related to insurance fraud, as well as state licensing requirements and regulation by state insurance commissions.
Written by AI (Claude) using only the official summary by the Congressional Research Service, the Library of Congress’s nonpartisan research staff. It can miss nuance, so check the official summary and the bill text for details.
1st SessionH. R. 6260
AN ACT
Keeping Violent Offenders Off Our Streets Act of 2025
Sponsor: Rep. Scott Fitzgerald (R-WI-5) · Introduced Nov 21, 2025 · Crime and Law Enforcement · 4 versions of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action May 18, 2026: “Received in the Senate and Read twice and referred to the Committee on the Judiciary.”
How Congress voted
Official roll callsHouse · On Passage · May 14, 2026
Passage Passed 243–179
| Party | Yes | No | Didn’t vote |
|---|---|---|---|
| Democrats | 32 | 178 | 2 |
| Independents | 1 | 0 | 0 |
| Republicans | 210 | 1 | 6 |
33 members voted against most of their party: 32 Democrats voted Yes and 1 Republicans voted No.
Congress votes on whole bills and amendments, not on single sections.