S. 3368 · Where this bill is now

In committee

Introduced in the Senate, Dec 4, 2025

119th Congress
1st SessionS. 3368

A BILL

Restoring Patient Protections and Affordability Act of 2025

In the SenateNo vote yet

Sponsor: Sen. Lisa Blunt Rochester (D-DE) · Introduced Dec 4, 2025 · Health · 1 version of the text

Read the full bill Official record on Congress.gov ↗

Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Dec 4, 2025: “Read twice and referred to the Committee on Finance.”

Sections

Sections · 1

Sec. 1Short title; table of contentsNo change

Title I — Consumer protections · 4

Sec. 101Extension of temporary enhanced premium creditsNo change
Sec. 102Extending annual open enrollment period for plan year 2026No change
Sec. 103Restoring navigator programNo change
Sec. 104Repeal of disallowance of premium tax credit in case of certain coverage enrolled in during special enrollment periodNo change

Title II — Health plan accountability · 4

Sec. 201Minimum notice requirements for plan year 2025 enrolleesNo change
Sec. 202Minimum notice requirements for plan year 2026 enrolleesNo change
Sec. 203Health insurance issuer reporting requirementsNo change
Sec. 204EnforcementNo change

Title III — Eliminating red tape · 3

Sec. 301Applying commercial market policy to reenrollment processNo change
Sec. 302Protection against bureaucratic coverage denialsNo change
Sec. 303Automatic enrollment from bronze to silver level qualified health plans offered on ExchangesNo change

Title IV — Market stabilization · 5

Sec. 401Restoring marketplace flexibilityNo change
Sec. 402No health plan gougingNo change
Sec. 403Protecting continuity of coverageNo change
Sec. 404Protecting enrollees from surprise premium billsNo change
Sec. 405No ACA and employer coverage premium spikesNo change