No ACA and employer coverage premium spikes

Section 1302(c)(4) of the Patient Protection and Affordable Care Act (42 U.S.C. 18022(c)(4)) is amended by adding at the end the following: For calendar year 2026 and each subsequent calendar year, the lower bound of the allowable premium adjustment percentage for purposes of paragraph (1)(B)(i) is the lower bound of the premium adjustment percentage that applied under this paragraph for plan year 2022 using National Health Expenditure Accounts projections of average per enrollee employer-sponsored insurance premiums..