Disclosures

Section 405 of the Credit Repair Organizations Act (15 U.S.C. 1679c) is amended— (1) in the written statement in subsection (a)— (A) in the second undesignated paragraph, by inserting Credit repair organizations do not provide any services that you cannot do yourself for free. after the period at the end of the fourth sentence; (B) in the eighth undesignated paragraph, by striking regulates and inserting and the Bureau of Consumer Financial Protection regulate; and (C) by inserting The Bureau of Consumer Financial Protection 1700 G St. NW, Washington, DC 20552 Tel: 855–411–2372 TTY/TTD: 855–729–2372 after 20580; and (2) in subsection (c)— (A) in paragraph (1), by inserting and any recordings of telephone communications with the consumer before the period at the end; and (B) in paragraph (2)— (i) in the heading, by striking 2 and inserting 5; (ii) by inserting and any telephone recordings with the consumer after consumer’s statement; (iii) by striking 2 and inserting 5; and (iv) by striking statement is signed by the consumer and inserting statement or the telephone recordings are created.