S. 4144 · Where this bill is now
In committee
Introduced in the Senate, Mar 19, 2026
119th Congress
2nd SessionS. 4144
2nd SessionS. 4144
A BILL
ESCRA Act
In the SenateNo vote yet
Sponsor: Sen. Christopher A. Coons (D-DE) · Introduced Mar 19, 2026 · Finance and Financial Sector · 1 version of the text
Sources: Congress.gov actions and votes · bill text from GovInfo · latest official action Mar 19, 2026: “Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.”
Sections
Sections · 8
- Sec. 1Short titleNo change
- Sec. 2Credit Repair Organization definitionNo change
- Sec. 3Prohibited practicesNo change
- Sec. 4DisclosuresNo change
- Sec. 5Consumer contract requiredNo change
- Sec. 6NoncomplianceNo change
- Sec. 7Credit repair organization communications with furnishers of informationNo change
- Sec. 8Civil liabilityNo change