Civil liability

Section 409(a)(1) of the Credit Repair Organizations Act (15 U.S.C. 1679g(a)(1)) is amended— (1) in the heading, by striking Actual damages and inserting Damages; (2) in subparagraph (A), by striking or at the end; (3) in subparagraph (B), by striking the period at the end and inserting; or; and (4) by adding at the end the following: (C) damages of $500 for each violation of this title..