Consumer contract required

Section 407 of the Credit Repair Organizations Act (15 U.S.C. 1679e) is amended by striking subsection (c) and inserting the following: (c) Consumer copy of contract and communications required (1) Contract Any consumer who enters into any contract with any credit repair organization shall be given, by the organization— (A) a copy of the completed contract and the disclosure statement required under section 405; and (B) a copy of any other document the credit repair organization requires the consumer to sign, at the time the contract or the other document is signed. (2) Communications Any consumer described in paragraph (1) shall be given, by the organization copies of all communications sent on behalf of the consumer, at the time the communication is sent..