Early access: 15,547 bills from the current Congress so far, more added daily. Data from Congress.gov, GovInfo and the House and Senate vote records, updated Oct 13, 2026.
Public Law TrackerPLTPublic Law Tracker
H.R. 3234IntroducedHouseSenate · nowPresidentLawIn the Senate
Sec. 1 · H.R. 3234

Amount of reciprocal deposits that are not considered to be funds obtained by or through a deposit broker

Read this section in the full bill →

The wording changed from Introduced to Committee version. Removed words are struck through; added words are underlined.

How the text changed

Introduced · Sec. 1

Section 29(i) of the Federal Deposit Insurance Act (12 U.S.C. 1831f(i)) is amended by striking paragraph (1) and inserting the following: (1) In general The sum of the following amounts of reciprocal deposits of an agent institution shall not be considered to be funds obtained, directly or indirectly, by or through a deposit broker: (A) An amount equal to 50 percent of the portion of the total liabilities of the agent institution that is less than or equal to $1,000,000,000. (B) An amount equal to 40 percent of the portion, if any, of the total liabilities of the agent institution that is greater than $1,000,000,000, but less than or equal to $10,000,000,000. (C) An amount equal to 30 percent of the portion, if any, of the total liabilities of the agent institution that is greater than $10,000,000,000, but less than or equal to $250,000,000,000. (D) An amount equal to 20 percent of the portion, if any, of the total liabilities of the agent institution that is greater than $250,000,000,000, but less than or equal to $1,000,000,000,000. (E) An amount equal to 2 percent of the portion, if any, of the total liabilities of the agent institution that is greater than $1,000,000,000,000..

•HR 3234 IHSEC. 1
Committee version · Sec. 2

Section 29(i) of the Federal Deposit Insurance Act (12 U.S.C. 1831f(i)) is amended by striking paragraph (1) and inserting the following: (1) In general The sum of the following amounts of reciprocal deposits of an agent institution shall not be considered to be funds obtained, directly or indirectly, by or through a deposit broker: (A) An amount equal to 50 percent of the portion of the total liabilities of the agent institution that is less than or equal to $1,000,000,000. (B) An amount equal to 40 percent of the portion, if any, of the total liabilities of the agent institution that is greater than $1,000,000,000, but less than or equal to $10,000,000,000. (C) An amount equal to 30 percent of the portion, if any, of the total liabilities of the agent institution that is greater than $10,000,000,000, but less than or equal to $250,000,000,000..

•HR 3234 RHSEC. 2

added wordsremoved wordsComparison computed by Public Law Tracker from the official text